Keep your organization in great health with a group medical insurance plan

Large Group Larger Sum Insure

Group medical insurance offers equal sum insured to all employees or members in a group. This also means a large number of members dividing the risk factor for the health insurance provider. At the same time, it also means, a larger amount of sum insured, which can be used for the treatment of any employee or member. Therefore, the premium turns out to be much lower for a group health insurance policy as compared to other types of policies with the benefits of a higher coverage.

Pocket-Friendly Premium Coverage

Group health insurance turns out to be extremely affordable. Employees benefit as they not only share the premium payment amount but also get a comprehensive health insurance cover at minimal premium. Thus, group health insurance policies are extremely affordable unless few employees wish to add more features to their policy which are not common among other members in the group.

OPD Expenses Sorted

With a group medical insurance policy, you get compensation for out-patient expenses at a nominal premium. These include optical, dental, mental and many other procedures. Compare that with an individual or family medical insurance policy, and you’ll end up paying much higher.

All Are Invited

When it comes to a group health insurance plan, every employee is more than welcome to opt for health coverage regardless of filing claims in the past or current health and lifestyle. This might not be possible in an individual or family health insurance policy.

So, keep your organization in top shape with a group medical insurance policy.