An affordable health insurance plan that makes securing your health painless.
Upto 15% online discount & 30% renewal discount*
50K+ Customers
Many individuals have already opted for Niva Bupa Health Insurance
Key Features of Niva Bupa Group Health Insurance Policy
Other Popular Health Insurance Plans
Explore other health insurance plans offered by Niva Bupa
A plan that keeps giving you more
Starts from
₹ 16,125^
Annual Premium
₹ 5,00,000
Sum Insured
- Use and get back your base coverage, over and above the balance. Unlimited times
- Coverage even for non-payable items like gloves etc
- Avail Annual Health-check up from Day 1
- No mandatory Pre-Issuance Medical test

A plan that rewards you for starting young
Starts from
₹ 8,633^
Annual Premium
₹ 5,00,000
Sum Insured
- Pay premium as per your entry age (till a claim is paid)
- Carry forward unused base sum insured up to 10 times of base cover
- Buy multiyear policies (2 and 3 years) and combine the entire sum insured (Base and Maternity) to be used anytime during the complete policy tenure
- Accumulate cashback on every claim-free year. Pay for premiums, deductible, co-payment, and OPD

Nothing Seems Impossible
Starts from
₹ 7,326^
Annual Premium
₹ 5,00,000
Annual Premium
- Pay premium as per your entry age (till a claim is paid)
- Carry forward unused base sum insured up to 10 times of base cover
- Use and get back your base coverage, over and above the balance. Unlimited times and forever
- Get up to 30% discount on renewals basis step count
Download Resources
Read more about the product through Product Brochure and Policy Wording documents
Frequently Asked Questions
It becomes really difficult to decide how much cover is adequate. A cover which we find sufficient today becomes irrelevant tomorrow due to the rising medical inflation. At the same time buying a large insurance cover in the current policy may not be affordable or available.Our Health Companion Deductible Option acts like a stepney to your health insurance plan. It’s an additional coverage offered to you with a threshold limit. It comes into effect only when your total claim in the same year surpasses the threshold limit.
Top-up is important as it takes care of the gap between your existing coverage, and the actual cost incurred during the year.
It makes sense when you want to increase your total coverage without paying much. While anybody can buy our Top-up option at any time, however, it is not advisable unless you have bought a base health insurance cover or the coverage offered by your employer is at least equal to the chosen deductible (threshold limit) amount of our Top-up.
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Download the
Niva Bupa App Today
12L+
Downloads
52K+
Reviews
Make your Health Insurance accessible on the go. Download the Niva Bupa Health App today
5
app rating by customer
I found, the Niva Bupa app to be very user-friendly and most convenient. Thanks for the interface that gives power to me. From finding cashless hospitals in any location, booking a consultation, to submitting and tracking claims, etc., everything is on my fingertip. Recently, suddenly, my 8-year-old daughter fell ill, infected by Dengue, I applied for reimbursement using this app for the first time. Still, I completed the process easily and today I got the reimbursement amount as well in a week. THANK YOU.
5
app rating by customer
The app works perfectly and provides real-time assistance. One-stop solution for most of the services - Policy details, premium certificate, network hospital details. The most important unlimited free teleconsultation feature. I used it multiple times, saving time and money.
5
app rating by customer
New Ul is crisp. Really an upgrade in experience.
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Insurance Plans
- Health Insurance
- Individual Health Insurance Plans
- Family Health Insurance Plans
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- Mediclaim Policy
- Travel Insurance
- Best Health Insurance for Senior Citizens
- NRI Health Insurance
- Niva Bupa Store Locator
- NRI Health Insurance
- Empower Health Plan
- SurroGuard Health Plan
- Oocyte Guard Health Plan
About Niva Bupa
Tools for You
Legal
www.nivabupa.com
+91 11 41743397
1860-500-8888
3rd Floor, Capital Cyberscape, Sector 59, Gurgaon
Insurance is a subject matter of solicitation. Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) (IRDAI Registration Number 145, Category:Health), 'Bupa' and 'HEARTBEAT' logo are registered trademarks of their respective owners and are being used by Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) under license. CIN: U66000DL2008PLC182918
*Terms & conditions apply
^ Other Popular Health Insurance Plans:
Smart Health (Disease Management Rider): The premium is including taxes and for Disease Management Gold Variant rider when bought with ReAssure 2.0 Bronze variant with Base Sum Insured of 5 lacs, for a 25-year-old individual living in Delhi.
Health Premia: The premium is including taxes and for Silver Variant, for a 25-year-old individual living in Delhi.
Senior First: The premium is including taxes and for Gold Variant, for a 65-year-old individual living in Delhi.
Aspire: The premium is including taxes and for Gold+ Variant, for a 25-year-old individual living in Delhi.
ReAssure 2.0: The premium is including taxes and for Bronze Variant, for a 25-year-old individual living in Delhi.
BEWARE OF SPURIOUS / FRAUD PHONE CALLS!
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment or premium. Public receiving such phone calls are requested to lodge a police complaint.
Beware of misleading telephone calls from people posing as Niva Bupa officials, agents, Officials from ECI (Office of the Executive Council of Insurers) etc. and offering alluring benefits or sharing false information on your policy or on Niva Bupa.
Niva Bupa shall not be responsible for any loss or damages whatsoever for any acts or omissions arising out of such spurious calls and all customers are advised to contact our customer care at 1860-500-8888 and verify any representations or promises made by any such spurious callers before acting upon the same.