Travel Insurance Plan test

In India, the free-look period is a special provision allowing policyholders to cancel their travel insurance policy within a certain period. Buying travel insurance under the TravelAssure policy from Niva Bupa comes with a free-look period of up to 15 days from receiving the policy document. However, free-look provisions only apply for policies lasting at least 365 days. Suppose no claim has been made under the travel insurance policy. In that case, Niva Bupa will refund the premium received after deducting the proportionate risk premium for the period on cover and stamp duty charges. If only part of the risk has commenced, such proportionate risk premium shall be calculated as commensurate with the risk covered during such period.

Niva Bupa offers a simple and hassle-free claims process, providing cashless claims for medical expenses and compensation for other covered risks. These claims can be requested when travelling abroad and returning to India. You can request a claim for your travel insurance online, by mail, and even in person. So travel with peace of mind, knowing that claims will be settled based on policy terms and conditions.

A travel insurance plan can be bought at any time before you start your trip. You can buy Niva Bupa travel insurance even after booking your trip, be it for a domestic or international trip, single destination or multi-city trip. Insurance companies offer quotes based on the travel details you provide. While getting a quote, you must consider personal or family insurance as required, the itinerary, and the duration of the trip, amongst other factors. A travel insurance plan should be chosen based on factors like - The cost of hospitalisation in the destination city/country - The social condition of the destination (for the probability of loss and theft) - Purpose of the trip and risk involved - Age of the person(s) travelling - Medical history of the traveller(s) - Inclusions and exclusions of the policy, etc.